Plan Ahead: Everything Retirees Need to Know About 2026 IRMAA Brackets

Want to save on Medicare? The IRMAA brackets 2026 could hold the answer. These income brackets define how much you’ll pay for Medicare if your 2024 income exceeds certain thresholds. With a steep increase in premiums at each level, falling into a higher bracket can be expensive. But the IRMAA brackets 2026 are predictable, giving you time to act. Avoid capital gains surprises, delay income if possible, and consider tax-smart withdrawals. Careful planning now can prevent future sticker shock and help you keep more of your hard-earned retirement income.